Are there any limitations on coverage with the European Health Insurance Card in Mallorca?

The European Health Insurance Card (EHIC) provides significant benefits for travelers in Mallorca, allowing you to access state-provided healthcare in Spain under the same conditions as local residents. However, it’s important to be aware of some limitations that may affect your experience. While the EHIC covers a wide range of medical services, it does not include private healthcare, meaning if you choose to visit a private clinic or hospital, you will need to pay for those services out of pocket. Additionally, the card does not cover costs for planned medical treatments or services that are not deemed necessary, such as cosmetic procedures.

Another aspect to consider is that while the EHIC covers necessary medical care, it may not cover all healthcare costs in full. For example, you might still be required to pay a portion of the expenses, such as co-payments for certain treatments or medications. It's also crucial to note that the EHIC does not provide coverage for non-urgent care or for services like repatriation in case of severe illness or injury; for that, having travel insurance is highly recommended to ensure comprehensive protection during your stay. Therefore, while the EHIC can be a valuable asset for accessing healthcare during your trip, supplementing it with travel insurance can offer peace of mind and additional coverage for unexpected situations.