What should I do if my ATM card gets lost or stolen while I'm in Mallorca?

If your ATM card gets lost or stolen while you’re enjoying your time in Mallorca, the first thing you should do is stay calm and take immediate action. Start by contacting your bank or card issuer as soon as possible. Most banks have a 24-hour customer service line, which you can reach even from abroad. Report the loss or theft to them, and they can block your card to prevent any unauthorized use. They may also assist you in arranging for a replacement card to be sent to you, which can often be done relatively quickly.

While you’re handling the situation with your bank, you should also check to see if there are any nearby ATMs operated by your bank’s partner institutions, as this can sometimes allow you to access your funds without a card. Alternatively, if you have access to online banking, you might be able to transfer funds to another account or even use an online payment service to manage your expenses temporarily. In the meantime, keep an eye on your bank statements for any unauthorized transactions and inform your bank of any discrepancies.

If you find yourself in a pinch and need cash urgently, consider visiting local currency exchange offices or using a money transfer service. Many of these services can send cash directly to you, allowing you to get funds even without your card. It’s also a good idea to have a backup plan for such situations in the future, like keeping a small amount of cash on hand or having a backup credit card stored separately from your main wallet. Remember, while losing your ATM card can be stressful, Mallorca is a friendly place, and locals are often willing to help if you need directions or assistance while you sort things out.