Is it necessary to have additional travel insurance when using the European Health Insurance Card in Mallorca?

While the European Health Insurance Card (EHIC) provides valuable health coverage in Mallorca and other EU countries, relying solely on it may not be sufficient for all travelers. The EHIC allows you to access state-provided healthcare on the same terms as residents of Spain, which means you can receive necessary medical treatment during your stay. However, it is important to remember that the EHIC does not cover every situation. For instance, private healthcare services, repatriation, or costs related to activities deemed risky, such as extreme sports, would not be covered.

Additionally, the EHIC does not account for non-medical issues that could arise during your trip, such as trip cancellations, lost luggage, or personal liability claims. These are situations where travel insurance can provide peace of mind and financial protection. Therefore, while the EHIC is a helpful resource, purchasing additional travel insurance is often recommended to ensure comprehensive coverage for unexpected events. This added layer of protection will allow you to explore Mallorca's stunning beaches and vibrant culture with confidence, knowing that you're prepared for any uncertainties that may come your way.