What insurance should I have when renting a car to drive around Mallorca?

Driving along the Ma-13 through the Serra de Tramuntana or exploring charming towns like Soller and Valldemossa means you’ll want to have your insurance details well sorted. Rental companies here typically include basic liability insurance, which covers damage you might cause to other vehicles or property. Often this is bundled in the rental price, but it’s essential to confirm with your provider to avoid any surprises.

Collision damage waiver (CDW) is another common option offered by agencies across the island. While your credit card or personal insurance may cover some of this, double-check before you arrive, especially if you plan to drive on winding mountain roads or around narrow streets in Palma. Personal accident insurance provides further protection for injuries but is usually optional.

Make sure the rental agreement clearly states what insurance is included, and don’t hesitate to ask questions. Driving here is a pleasure but can be demanding in places like Alcudia’s old town or the remote coves of Cala Mondrago, so having peace of mind through adequate coverage is worth considering. Ultimately, understanding your own existing coverage, plus what’s offered locally, ensures you enjoy the freedom of island roads without worry.