Are there times of day when it’s easier to find working ATMs on the island?

Most ATMs across towns like Palma, Soller, and Alcudia are accessible around the clock, allowing visitors to withdraw cash whenever it suits them — day or night. Machines in busy areas, including Palma’s Old Town and near popular beaches like Es Trenc or Cala Llombards, rarely restrict access. That said, ATMs inside bank branches, especially in smaller villages such as Valldemossa or Pollenca, generally operate only during regular business hours, which tend to run from mid-morning until early afternoon on weekdays. If you’re exploring more remote parts or rural stretches of the Serra de Tramuntana by car, it’s wise to withdraw cash earlier in the day before branches close and fewer ATMs are available nearby.

It’s also helpful to keep in mind that busy travel periods, festivals like Sant Sebastia in Palma, or weekends can sometimes mean machines run low on cash, especially in less populous towns. Opting for withdrawals earlier in the day ensures better availability and access to higher limits. The TIB bus routes and Ma-13 road links make it easy to locate alternative ATMs if you find one temporarily out of order. While ATMs on the island are generally reliable, having a small backup allowance of cash or a secondary card can prevent inconvenience. In short, plan to withdraw your funds in town centers or popular hubs before evening, and checking your options along major transport routes can save you time and worry during your stay.