What should I do if a second driver gets into a car accident while driving a rental on the island?

If a second driver in your rental car has an accident, ensuring everyone's safety comes first—check for injuries and call 112 if emergency help is needed. After that, exchange details with any other parties involved, including names, contact information, and insurance data. Even if the additional driver was behind the wheel, the main renter must report the incident to the rental company promptly, as stipulated in the rental contract.

If the extra driver is registered on your rental agreement and you follow the company’s procedures, their insurance generally covers the damage. However, if that driver isn't officially authorized or if the rental terms are violated, financial responsibility for repairs and other liabilities could fall on you as the primary renter. This is especially important when driving on Mallorca’s winding roads like the Ma-10 through the Tramuntana or navigating narrow village streets in places like Valldemossa or Deia.

Many travelers on the island choose to supplement their rental insurance or rely on personal vehicle insurance to mitigate costs after an accident. Reviewing your coverage before setting off can save considerable stress later on. Taking pictures of the scene, damage, and surrounding area is wise—it provides useful evidence for the rental company or insurers. Local police presence may vary by area, but reporting to authorities or seeking roadside assistance via the rental firm’s helpline is always advisable.